I’m a different kind of Financial Manager.
I take direct responsibility for investments and don’t hand them off to someone else to invest, unlike others who just know how to enter amounts into computer programs.
I’ve worked with individuals on a Plan and its implementation, covered small institutions for a regional broker-dealer, and co-managed a family office and long/short hedge fund.
I’m most proud to have done all of this with a spotless compliance record.
We’re a young family with a high, but frequently volatile, income. Because we’ve become close personally, we appreciate that Tim understands the unspoken concerns that reflect back on our financial plan. Tim worked with our CPA to create an automatic (no work for us!) digital travel and business related expense ledger to make our tax filings effort free.
– David Lingmerth, PGA Golfer
A financial plan is only as good as the investment behavior of the client for whom the plan was first made.
I’ve learned that unless a client has an intellectual connection with the specific components of the investment portfolio which primarily implements that Plan, they are likely to do exactly the wrong thing at the wrong time.
I believe that knowing exactly what you own builds confidence.
That’s why I work with fully transparent portfolios of individual securities, rather than costly mutual funds or sometimes illiquid and frequently over diversified ETF’s.
Conviction based portfolios provide the basis for a deeper understanding of investment fundamentals.